Become familiar with what you need to know about whenever determining to buy automobile, build a home, spending for the your retirement and several other activities

Become familiar with what you need to know about whenever determining to buy automobile, build a home, spending for the your retirement and several other activities



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Mortgage Loans

For a house ofyour own

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  • House
  • Private
  • Loans
  • Mortgage Loans

Our mortgages offer the means in which you might build, buy or renovate the homely home or apartment you constantly hoped you’d own.

The Requirements

Loan approval within 3 times

Discounts on building materials

Loans to construct, buy, renovate or settle A home that is existing Loan

NRFC members can buy currency that is foreign Loans. View here for details »

Advantages of a Commercial Bank Mortgage

Unique discounts as much as 35per cent for building materials including Roofing sheets, Cement & allied items, Paints & allied services and products, Floor/ Wall tiles, allied electric add-ons, Wood maintenance systems, Bathroom fittings & accessories and PVC pipelines & fixtures, Hardware things for loans acquired for construction

Loan approval in 3 times without the extra costs

Longer payment period

Versatile approach and approval that is fast

Appealing and competitive interest that is low

Ease of our area wide branch community

Mortgage loans are readily available for,

Investing in a homely home, apartment or land

Building a property

Doing a partially built home

Renovate, expand or finish a home

Paying down a preexisting house associated loan


You ought to have a normal month-to-month earnings (minimum Rs 25,000), independently or jointly along with your partner. This earnings must certanly be adequate to meet up the loan that is monthly also as living and other costs.

Loan quantity

Dependent on your need and earnings, you might borrow from Rs 500,000/- as much as Rs 50.0 million. Regardless of if your requirement is in more than Rs 50.0 million, it is possible to nevertheless negotiate along with your branch supervisor for a greater quantity.


Dependent on your actual age you can agree for the payment period as high as two decades. Additionally, you can easily pick from 2 modes of re payment:

Equated monthly payments – where your money plus interest is a hard and fast amount

Fixed monthly payments – for which you pay off your money in equal installments plus interest on reducing stability

Mortgage loans for specialists

Health Officers registered with Sri Lanka Healthcare Council

Chartered Engineers, Chartered Architects

Chartered Accountants ( people of CA Sri Lanka/ ACCA / CIMA-UK)

Lawyers at Law, Computer Computer Software Designers

Pilots certified under Air Navigation Act

Navigation Officers (Aquatic Officer/ Deck Officer)

Researcher or Senior Academic (respected being an accredited professional) qualify for a decrease in 0.5per cent through the posted Floating & Fixed interest levels

Mortgages to buy condominium

We now have tangled up with a few of Sri Lanka’s leading Condominium Property Developers to guide the aspirations of Sri Lankans wanting to buy apartments a few popular places in Colombo, suburbs as well as in Kandy.

It is possible to obtain as much as 80percent regarding the value of a flat at competitive interest levels with versatile payment options, and that the loans may be disbursed within per week from the date of application where there is certainly agreements that are tripartite the financial institution, the Borrower plus the Developer.

You simply want to supply the product Sales and get Agreement with your individual and earnings associated information to utilize for the mortgage. Loans may be awarded in Sri Lankan Rupees or perhaps in Foreign Currency (available just for Sri Lankans who will be used Abroad) with regards to the your decision and foreign exchange Loans is paid back into the same money, through NRFC records.

Terms & Conditions applyProduct information and terms & conditions are susceptible to vary from time for you time. Consequently, you need to contact the branch closest for your requirements for the information that is latest and prevailing terms & conditions.

Submit an application for a loan

Who are able to use

You can apply for this facility if you are a salaried employee or a freelance professionals over the age of 18 years with a regular monthly income (minimum Rs 25,000), individually or jointly with your spouse.


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